Privacy Policy
Since 1920, Home Federal Bank has gone the
extra mile to protect our customers' privacy. One cornerstone of
our corporate beliefs is the importance and value of your trust.
Our management and employees work and plan every day to earn,
safeguard and keep that trust. Whether you are a depositor, home
loan customer, or any number of ways you may be a bank
customer—one thing is the same: YOUR PRIVACY IS OUR TOP
PRIORITY!
Your relationship with us means you provide
Home Federal Bank with important personal information about you
and your family. We have always been careful to safeguard the
privacy of that information. Our Privacy Statement spells out an
important fact. We do not disclose any information about you to
anyone except for companies we work with to provide services to
you; such as OSI, which is our data processor. We have never
sold your name and address to another organization for any purpose
nor do we ever intend to do so.
We value our customers and will continue to
safeguard the confidentiality, security and integrity of all your
private information.
Home Federal Privacy Statement for Consumers
At Home Federal Bank, protecting the privacy
and confidentiality of your personal information is important to
all our employees. We value your business and the trust you
put in Home Federal Bank. To offer you the financial products and
services you seek, we collect, maintain and use information about
you on a routine basis. To help you better understand how your
personal financial information is protected at Home Federal Bank
we are providing you with the following statement describing our
practices and policies with respect to the privacy of customer
information. In the event you terminate your customer relationship
with us, or become an inactive customer, we will continue to
adhere to the policies and practices described in this notice.
Information We Collect
As a trusted financial institution, we collect,
retain and use nonpublic personal information about individual
customers to provide products and services to our customers. We
may collect nonpublic personal information about you from such
sources as:
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Applications or other forms;
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Information about your transactions with us,
our affiliates, or others; and
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Information we receive from a consumer
reporting agency
Information We Share
We may disclose nonpublic personal information
about you with our affiliates—business related to us by common
ownership or control—and other nonaffiliated third parties under
limited circumstances. Any nonpublic personal information shared
is conducted in strict adherence to applicable law.
Such nonpublic personal information includes:
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Information we receive from you on
applications or other forms, such as your name, address, Social
Security Number, assets and income;
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Information about your transactions with us,
our affiliates, or others, such as your account balance, payment
history, parties to transactions and credit card usage; and
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Information we receive from consumer
reporting agencies, such as information related to your
creditworthiness and credit history.
Who Receives Information and Why?
We do not disclose any nonpublic personal
financial information about our customers, or former customers to
anyone, except as permitted by law. We may exchange such
information with our affiliates and certain nonaffiliated third
parties (under limited circumstances) to the extent permissible
under law to service your account, offer products or services we
believe you may find valuable, report to credit bureaus, manage
risk and perform other financial services related activities.
How We Protect Your Information
We understand that the protection of your
nonpublic personal information is of the utmost importance.
Safeguarding the information you have entrusted us with is very
important to Home Federal Bank. We maintain strict procedures and
policies to safeguard your privacy. We restrict employees access
to customer information to only those who have a business reason
to know such information, and we educate our employees about the
importance of confidentiality and customer privacy.
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