Thank you for visiting Home Federal Bank’s online mortgage center.  Keep in mind this is an automated tool that is capable of handling most of your loan needs. Our initial Rate quotes are based upon general loan information and may differ from your final rate once you complete the online loan application.  We will make every effort to get you the most competitive rate and terms possible.  If at anytime during or after you submit your application you feel that you may be in the wrong product type or have questions about rates, fees, disclosures etc., please feel free to contact your Personal Banker or any of our Customer Service Center Representatives at 1-800-354-0182.

The $200 off closing cost will be applied toward your final costs at closing and will be reflected on your Hud 1 Settlement Statement.  

Click here to begin your mortgage loan application.